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Excerpt from The Invention Of Motherhood

No, they didn't make me fly myself back to Indra. Another Staff Private flew the cutter so he could bring it back. I didn't stand on ceremony. As soon as the cutter grounded, I thanked him, unstrapped, grabbed my gear...

Excerpt from 'Empire And Earth'

I had just passed abeam the last Imperial beacon on my way back to Earth when I got a hard contact in the instance I was using for a Vector run. I was getting my breakfast and Lady's at the...

First Draft Excerpt from Gifts Of The Mother

"Is Julie at the Courthouse?" It was John on the phone. "There's a riot!" "She's not supposed to be there, but I'm going to call her and find out!" I cut him off before he started to reply, and hit...

Excerpt from Empire and Earth

I had just passed abeam the last Imperial beacon on my way back to Earth when I got a hard contact in the instance I was using for a Vector run. I was getting my breakfast and Lady's at the...

Setting The Board Reduced Price!

Today through Friday April 8th, Setting The Board will be 99 cents for the e-book, at Amazon and all of the Books2Read retailers (Books2Read also covers three library services so you can ask your favorite library to get it instead,...

First Draft Excerpt from The End of Childhood

There was one thing I hadn't been able to do without forcing Asto to choose between his family and me: Take our kids home to Earth to meet all their cousins. My niece Tina had helped me with them and...

Excerpt from Moving The Pieces, first draft

The general situation is that the three people portrayed here have been shot down and are trying to stay ahead of a demonic wave invasion. This will be the fourth and final planned book of Preparations for War, about the...

Excerpt from Empire and Earth

I'd have to look at the system when I grounded, to see if it was something I could fix. There was an Interstitial node right where the weapon had hit. My best guess was that the enemy weapon had done...

Commissioned Officers in the Empire of Humanity

These are the highest echelon of officers within the Imperial military. The biggest distinction is that they are specifically trained and expected to make decisions regarding the destruction of planets and major habitats, and whether it's an intelligent or beneficial...

The Military in the Empire of Humanity - Rank Structure of the Common Ranks

The Common Ranks What our military calls 'enlisted' or 'non-commissioned officers' are called common ranks in the Empire. The etymology for the three brackets is analogous to our words for 'private' 'corporal' and 'sergeant', so that is the translation....

Excerpt from Work In Progress - The Fountains of Aescalon

"That was quite a scene," she said. I stopped dead. She was both petite and pretty, but she wasn't anyone who'd been at the King's Ball. Dressed too richly to be one of the servants, yet none of the notables...

Excerpt from The Invention of Motherhood

This is early on in the story, just after she's been mustered out of the military. It had been a while since I was on Indra, and twenty years since I'd been through Fulda. Instead of teleporting, I caught a...

General Consumer Articles: Week in Review June 1st to June 14th 2009

Newly Written Articles Segmented Real Estate Markets And Taking Advantage of Them The current response to certain kinds of property is very different from that to other types. This discusses how to take advantage of it. The Sperm Donor...

State of the La Mesa and East County Real Estate Market April 2009

We were ready for a strong turn in the market, but the strength of what we've gotten in the last six weeks is amazing. It has been, if anything, worse that a few years ago. What caused it? People...

General Consumer Articles:Weeks in Review January 5-25, 2009

Newly Written Articles January 19th: "Quantity Has A Quality All Its Own": Low Price January 20th: There Is Always A Reason For A Low Asking Price January 22nd: Fifteen Year Loans: Are They A Good Idea? Updated Articles January...

What Sort of Loan Can I Get? (October 2008)

Having had two separate very qualified buyers ask me if they could get a loan in the last two days was kind of an eye opener to all of the hype out there about how difficult it is to...

What Happens After You Buy A Vampire Property?

Dear Mr. Melson, I was wondering if you could offer some insight re: the other side of the equation: what to do *after* you've bought a vampire property. We bought one, quite by accident, despite a house inspection by...

Why Is My Rate Higher Than My Lender Promised?

First off, neither the California Mortgage Loan Disclosure Statement nor the Federal Good Faith Estimate are promises, commitments, or anything more than your loan provider wants them to be. Quite often, they're nothing more than a fictional story told...

Protecting My Buyer Clients Good Faith Deposit

As I wrote a few days ago, the buyer's deposit is always at risk. This is just a fact of real estate transactions. I could pretend it's not so, but that wouldn't keep the deposit from being at risk...

You Only Need Negative Amortization Disclosures on Negative Amortization Loans

First let me say that I really learned a lot from your postings/articles/website; its awesome that a resource like yourself exists. Now to the problem. I recently refinanced and the mortgage broker lied to me about many, many things....

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